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Fees and Charges; effective November 1, 2011 and subject to change
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Account Research
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$25 per hour
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ATM Transactions
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Eight free per month; $1 each thereafter
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Address Correction/Bad Address (mail returned)
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$5 per mailing
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Balancing of Checking Account
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$25 per hour
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Cancelled Check Copies
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$1 per check
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Cashier’s Checks
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$2
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Check Cashing/Coin Counting
(waived if $500 average balance last 3 months or active & current loan or age 18 or younger or 50% of check is deposited)
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$2 per $100 ($2 minimum)
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Check Orders
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Direct cost to member
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Credit Union Check with Alternate Payee
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$2
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Debit Card copy of Sales Draft
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$2 per sales draft
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Debit Card Replacement
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$10 after replaced once in past 12 months
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Inactive Account Fee
(Only applies if savings balance is less than $20 and inactivity greater than 12 months)
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$10 per quarter
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Garnishments and Tax Levies
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$25
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Money Orders
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$2
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Negative Balance Fee
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$3 per day account is negative after 5 days
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Non Sufficient Funds (NSF) Charges:
Item/Transaction Paid into overdraft
Item/Transaction returned for NSF
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$25 per item
$25 per item
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Overdraft Transfers - $50 increments
From Loan Account
From Savings Acct (limit 6/month)
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None
None
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Prepaid Debit Card (Travel, Gift)
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$5
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Re-open Membership Acct. within 6 mos. of closing
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$25
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Return Deposit Charge
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$5
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Statement Copy
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$1 per statement
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Stop-Payment Orders
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$25
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Transaction History
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1 free per month; $1 per page thereafter
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Wire Transfers
Outgoing
Incoming
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$15
No charge
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VISA Credit Card Overlimit Fee
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None
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VISA Credit Card Late Payment Fee
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$20
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VISA Credit Card ATM Advance Fee
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$1.50
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VISA Credit Card Returned Payment Fee
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$25
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VISA Credit Card Annual Fee
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None
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