Fees and Charges Print E-mail

Fees and Charges; effective November 1, 2011 and subject to change

  Account Research

  $25 per hour

  ATM Transactions

  Eight free per month; $1 each thereafter

  Address Correction/Bad Address (mail returned)

  $5 per mailing

  Balancing of Checking Account

  $25 per hour

  Cancelled Check Copies

  $1 per check

  Cashier’s Checks

  $2

  Check Cashing/Coin Counting

(waived if $500 average balance last 3 months or active   & current loan or age 18 or younger or 50% of check is deposited)

  $2 per $100 ($2 minimum)

  Check Orders

  Direct cost to member

  Credit Union Check with Alternate Payee

  $2

  Debit Card copy of Sales Draft

  $2 per sales draft

  Debit Card Replacement

  $10 after replaced once in past 12 months

  Inactive Account Fee

(Only applies if savings balance is less than $20 and inactivity greater than 12 months)

  $10 per quarter

  Garnishments and Tax Levies

  $25

  Money Orders

  $2

  Negative Balance Fee

  $3 per day account is negative after 5 days

  Non Sufficient Funds (NSF) Charges:

    Item/Transaction Paid into overdraft

    Item/Transaction returned for NSF

 

  $25 per item

  $25 per item

  Overdraft Transfers - $50 increments

    From Loan Account

    From Savings Acct (limit 6/month)

 

  None

  None

  Prepaid Debit Card (Travel, Gift)

  $5

  Re-open Membership Acct. within 6 mos. of closing

  $25

  Return Deposit Charge

  $5

  Statement Copy

  $1 per statement

  Stop-Payment Orders

  $25

  Transaction History

  1 free per month; $1 per page thereafter

  Wire Transfers

    Outgoing

    Incoming

 

  $15

  No charge

  VISA Credit Card Overlimit Fee

  None

  VISA Credit Card Late Payment Fee

  $20

  VISA Credit Card ATM Advance Fee

  $1.50

  VISA Credit Card Returned Payment Fee

  $25

  VISA Credit Card Annual Fee

  None